Shares Magazine
735.50p-1.50 (-0.20%)20 Dec 2024, 16:50
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Paragon Banking Group PLC Fundamentals
| Company Name | Paragon Banking Group PLC | Last Updated | 2024-12-20 |
|---|---|---|---|
| Industry | Mortgage Finance | Sector | Financial Services |
| Shares in Issue | 201.173 m | Market Cap | £1.48 bn |
| PE Ratio | 8.63 | Dividend per Share | £0.40 |
| Dividend Yield | 5.38 | Dividend Cover | 2.15 |
| EPS | £0.85 | EPS Growth (%) | 0.29 |
| PEG | 0 | DPS Growth (%) | 0.3113 |
| Debt Ratio | 0.0082 | Debt Equity Ratio | 0.1114 |
| Asset Equity Ratio | 13.5752 | Cash Equity Ratio | n/a |
| Quick Ratio | 0 | Current Ratio | 0 |
| Price To Book Value | 1.0423 | ROCE | 0 |
Paragon Banking Group PLC Dividends
| Type | Ex-Date | Pay Date | Currency | Net Dividend | Year Total |
|---|---|---|---|---|---|
| Prelim | 2025-02-06 | 2025-03-07 | GBP | 0.2720 | |
| Interim | 2024-07-04 | 2024-07-26 | GBP | 0.1320 | |
| Prelim | 2024-02-01 | 2024-03-08 | GBP | 0.2640 | |
| Interim | 2023-07-06 | 2023-07-28 | GBP | 0.1100 | |
| Prelim | 2023-02-02 | 2023-03-03 | GBP | 0.1920 | |
| Interim | 2022-07-07 | 2022-07-29 | GBP | 0.0940 | |
| Prelim | 2022-01-27 | 2022-03-04 | GBP | 0.1890 |
Paragon Banking Group PLC Company Financials
| Assets | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible Assets | £71.00 m | £74.70 m | £71.40 m | £70.40 m |
| Intangible Assets | £171.50 m | £168.20 m | £170.20 m | £170.50 m |
| Investments | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 |
| Stocks | 0 | 0 | 0 | 0 |
| Debtors | 0 | 0 | 0 | 0 |
| Cash & Equivalents | 0 | 0 | 0 | 0 |
| Other Assets | 0 | 0 | 0 | 0 |
| Total Assets | £19.27 bn | £18.42 bn | £16.65 bn | £15.14 bn |
| Liabilities | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Creditors within 1 year | 0 | 0 | 0 | 0 |
| Creditors after 1 year | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 |
| Total Liabilities | £17.85 bn | £17.01 bn | £15.24 bn | £13.90 bn |
| Net assets | £1.42 bn | £1.41 bn | £1.42 bn | £1.24 bn |
| Equity | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Called up share capital | £210.60 m | £228.70 m | £241.40 m | £262.50 m |
| Share Premium | £102.40 m | £84.30 m | £142.90 m | £120.40 m |
| Profit / Loss | £253.80 m | £199.90 m | £417.90 m | £213.70 m |
| Other Equity | £1.42 bn | £1.41 bn | £1.42 bn | £1.24 bn |
| Preference & Minorities | 0 | 0 | 0 | 0 |
| Total Capital Employed | £1.42 bn | £1.41 bn | £1.42 bn | £1.24 bn |
| Ratios | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Debt Ratio | £0.10 | £0.17 | £0.47 | £0.57 |
| Debt-to-Equity | £0.11 | £0.21 | £0.89 | £1.32 |
| Assets / Equity | 13.5752 | 13.5752 | 13.5752 | 13.5752 |
| Cash / Equity | n/a | n/a | n/a | n/a |
| EPS | £0.89 | £0.69 | £1.29 | £0.65 |
| Cash Flow | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Cash from operating activities | £2.22 bn | £2.17 bn | £1.17 bn | £878.10 m |
| Cashflow before financing | -£44.40 m | £1.07 bn | £573.10 m | -£560.50 m |
| Increase in Cash | -£469.10 m | £1.06 bn | £570.70 m | -£564.80 m |
| Income | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Turnover | £481.70 m | £410.10 m | £604.90 m | £361.30 m |
| Cost of sales | 0 | 0 | 0 | 0 |
| Gross Profit | 0 | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 | 0 |
| Pre-Tax profit | £253.80 m | £199.90 m | £417.90 m | £213.70 m |
Paragon Banking Group PLC Company Background
| Sector | Financial Services |
|---|---|
| Activities | Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgages Lending and Commercial Lending. The Mortgages Lending includes the Group'sbuy-to-let, and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and otherofferings targeted towards SME customers. |
| Latest Interim Date | 5 Jun 2024 |
| Latest Fiscal Year End Date | 3 Dec 2024 |
Paragon Banking Group PLC Directors
| Appointed | Name | Position |
|---|---|---|
| 2024-01-29 | Mr. Robert D East | Non-Executive Director,Chairman |
| 2018-05-11 | Mr. Robert G. Dench | Non-Executive Director,Chairman |
| 2008-02-22 | Mr. Christopher David Newell | Non-Executive Director |
| 2024-12-20 | Mr. Nigel Stewart Terrington | Executive Director,Group Chief Executive |
| 2014-05-30 | Mr. Nicholas Keen | Executive Director,Finance Director |
| 2015-07-01 | Mr. Edward Arthur Tilly | Non-Executive Director |
| 2020-01-06 | Mr. John A. Heron | Executive Director,MD, Mortgages |
| 2008-02-22 | Mr. David Milton Maxwell Beever | Non-Executive Director |
| 2008-12-08 | Mr. Terence Eccles | Non-Executive Director |
| 2022-09-01 | Ms. Fiona Jane Clutterbuck | Non-Executive Director,Chairman |
| 2021-01-22 | Mr. Alan Keith Fletcher | Non-Executive Director |
| 2011-08-09 | Mr. Jonathan Peter Langman Perry CA | Executive Director,Chairman |
| 2024-12-20 | Mr. Richard James Woodman | Executive Director,Finance Director |
| 2005-11-23 | Mr. Gavin A F Lickley | Non-Executive Director |
| 2011-08-09 | Mr. Pawan Pandya | Executive Director,Chief Operating Officer |
| 2020-09-30 | Mr. Peter James Norman Hartill | Non-Executive Director |
| 2024-12-06 | Mr. Hugo R. Tudor | Non-Executive Director |
| 2024-01-29 | Ms. Barbara Ann Ridpath | Non-Executive Director |
| 2020-10-27 | Mr. Finlay Williamson | Non-Executive Director |
| 2024-03-19 | Mr. Graeme H Yorston | Non-Executive Director |
| 2024-01-29 | Ms. Alison Clare Munro Morris | Non-Executive Director,Senior Independent Director |
| 2024-03-11 | Mr. Peter A Hill | Non-Executive Director |
| 2024-02-19 | Ms. Zoe Howorth | Non-Executive Director |
| 2024-10-07 | Ms. Tanvi P Davda | Non-Executive Director |
Paragon Banking Group PLC Contact Details
| Company Name | Paragon Banking Group PLC |
|---|---|
| Address | 51 Homer Road, Paragon House, Solihull, B91 3QJ |
| Telephone | +44 1217122323 |
| Website | https://www.paragonbankinggroup.co.uk |
Paragon Banking Group PLC Advisors
| Remuneration Consultant | Deloitte LLP |
|---|---|
| Phone | +44 1216326000 |
| Fax | +44 1216955678 |
| Stockbroker | UBS Investment Bank |
|---|
| Auditor | KPMG |
|---|---|
| Phone | +44 1212323000 |
| Fax | +44 1212323500 |
| Financial PR Adviser | FleishmanHillard Fishburn |
|---|
| Registrar | Computershare Investor Services PLC |
|---|---|
| Phone | +44 3707020003 |
| Fax | +44 3707036101 |
| Stockbroker | Jefferies Hoare Govett |
|---|---|
| Phone | +44 2070298000 |
| Fax | +44 2070298010 |
| Solicitor | Slaughter and May |
|---|---|
| Phone | +44 2076001200 |
| Fax | +44 2070905000 |
| Bank | JP Morgan Chase |
|---|
| Auditor | Deloitte LLP |
|---|---|
| Phone | +44 1216326000 |
| Fax | +44 1216955678 |
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