A central bank interest rate cutting cycle is well underway, the Federal Reserve having slashed US rates by 50 basis points and further cuts expected from the Bank of England following August's 25 basis point reduction. Falling rates mean lower rates on cash and bonds, so this seems like a sensible time for investors searching for long-term income and capital growth to review their portfolios.Help

Infrastructure has been a favourite among investors and politicians alike. Investors like the high yields on offer while politicians prefer to wax lyrical on infrastructure projects and spending at election time as they are usually linked with job creation.Unfortunately infrastructure funds - vehicles such as investment trusts which provide investors with access to the asset class - have hit a few

After a shaky opening the FTSE 100 is recovering its poise. Currently the index of leading UK shares is up 4.38 points at 7,393.84.In corporate news budget airline Easyjet (EZJ) ascends 3.4% to £13.22 on release of decent full year results to 30 September. The company had a record amount of customers at 80.2m with total revenue up 8.1% to £5.05bn.FTSE 100 product testing company Intertek (ITRK)

Fans of utilities, stocks famed for their high dividends, defensive qualities and excellent long-term track record, include legendary investor Warren Buffett and British star manager Neil Woodford. Yet Labour leader Ed Miliband's proposals to freeze energy prices, should he become prime minister, has created some skittishness towards the quoted utility sector, impacting sentiment towards British G