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S & U PLC Fundamentals

Company NameS & U PLCLast Updated2025-04-17
IndustryCredit ServicesSectorFinancial Services
Shares in Issue12.151 mMarket Cap£173.76 m
PE Ratio9.70Dividend per Share£1.15
Dividend Yield7.69Dividend Cover1.28
EPS£1.47EPS Growth (%)-0.21
PEG0DPS Growth (%)-0.1353
Debt Ratio0.4444Debt Equity Ratio0.8308
Asset Equity Ratio1.8694Cash Equity Ration/a
Quick Ratio0Current Ratio0
Price To Book Value0.7298ROCE0

S & U PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Prelim2025-07-032025-07-25GBP0.4000
Interim2025-02-132025-03-07GBP0.3000
Interim2024-10-312024-11-22GBP0.3000
Prelim2024-06-202024-07-12GBP0.5000
Interim2024-02-152024-03-08GBP0.3500
Interim2023-11-022023-11-24GBP0.3500
Prelim2023-06-152023-07-07GBP0.6000
Interim2023-02-162023-03-10GBP0.3800
Interim2022-11-032022-11-25GBP0.3500
Prelim2022-06-162022-07-08GBP0.5700

S & U PLC Company Financials

Assets2025202420232022
Tangible Assets£2.53 m£2.31 m£2.62 m£2.46 m
Intangible Assets0000
Investments0000
Total Fixed Assets0000
Stocks0000
Debtors0000
Cash & Equivalents0000
Other Assets0000
Total Assets£445.06 m£466.85 m£428.17 m£327.23 m
Liabilities2025202420232022
Creditors within 1 year0000
Creditors after 1 year0000
Other Liabilities0000
Total Liabilities£206.98 m£232.68 m£203.29 m£120.48 m
Net assets£238.08 m£234.16 m£224.88 m£206.75 m
Equity2025202420232022
Called up share capital£1.72 m£1.72 m£1.72 m£1.72 m
Share Premium£2.30 m£2.30 m£2.30 m£2.30 m
Profit / Loss£23.98 m£33.58 m£41.41 m£47.02 m
Other Equity£238.08 m£233.96 m£224.69 m£206.55 m
Preference & Minorities0000
Total Capital Employed£238.08 m£234.16 m£224.88 m£206.75 m
Ratios2025202420232022
Debt Ratio£0.45£0.49£0.47£0.36
Debt-to-Equity£0.83£0.96£0.87£0.55
Assets / Equity1.86941.86941.86941.8694
Cash / Equityn/an/an/an/a
EPS£1.64£2.09£2.78£3.13
Cash Flow2025202420232022
Cash from operating activities£64.99 m-£446,000.00-£55.27 m-£2.09 m
Cashflow before financing£5.90 m-£2.95 m£3.80 m£283,000.00
Increase in Cash£5.21 m-£3.14 m£3.14 m-£1,000.00
Income2025202420232022
Turnover£97.49 m£100.38 m£95.36 m£84.26 m
Cost of sales0000
Gross Profit0000
Operating Profit0000
Pre-Tax profit£23.98 m£33.58 m£41.41 m£47.02 m

S & U PLC Company Background

SectorFinancial Services
ActivitiesS & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
Latest Interim Date8 Oct 2024
Latest Fiscal Year End Date15 Apr 2025

S & U PLC Directors

AppointedNamePosition
2024-05-03Mr. Graham Derek Clifford CoombsExecutive Director,Deputy Chairman
2015-08-04Mr. Mike J MullinsExecutive Director,Managing Director
2017-05-18Mr. Keith Ramsay Smith TDNon-Executive Director
2009-09-25Mr. Mark F HepplewhiteNon-Executive Director
2024-10-23Mr. Anthony M V CoombsExecutive Director,Chairman
2021-04-23Mr. Fiann CoombsNon-Executive Director
2023-05-26Mr. Christopher H RedfordExecutive Director,Finance Director and Company Secretary
2020-02-11Mr. John Guy Thompson Executive Director,Managing Director
2023-10-05Mr. Demetrios MarkouNon-Executive Director,Senior Independent Director
2006-01-25Mr. Derek Michael CoombsExecutive Director,Chairman
2017-10-06Mr. Mike J ThompsonExecutive Director,Managing Director
2024-05-03Mr. Jack Edward Clifford CoombsExecutive Director
2024-05-03Mr. Ed AhrensExecutive Director

S & U PLC Contact Details

Company NameS & U PLC
AddressRoyal House, Prince's Gate, Homer Road, West Midlands, B91 3QQ
Telephone+44 121705 7777
Websitehttps://www.suplc.co.uk

S & U PLC Advisors

Financial PR AdviserNewgate
Phone+44 2076806550
StockbrokerPeel Hunt LLP
Phone+44 2074188900
Financial AdviserArden Partners PLC
Phone+44 2076145900
Fax+44 2076145901
BankAllied Irish Bank PLC
AuditorDeloitte LLP
Phone+44 1216326000
Fax+44 1216955678
RegistrarLink Asset Services
Phone+44 8716640300
Fax+44 2086392342
Remuneration ConsultantDeloitte & Touche LLP
Phone+44 2079363000
Fax+44 2075831198
SolicitorDLA Piper LLP
Phone+44 8700111111
Fax+44 1212625794
BankHSBC Bank PLC
SolicitorDLA Piper UK LLP