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  2. Vanquis Banking Group PLC (VANQ)

61.00p-0.60 (-0.97%)17 Apr 2025, 17:05
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Vanquis Banking Group PLC Fundamentals

Company NameVanquis Banking Group PLCLast Updated2025-04-17
IndustryCredit ServicesSectorFinancial Services
Shares in Issue256.483 mMarket Cap£156.45 m
PE Ratio3.27Dividend per Share£0.01
Dividend Yield1.64Dividend Cover0
EPS-£0.47EPS Growth (%)0
PEG0DPS Growth (%)-0.9346
Debt Ratio0.1311Debt Equity Ratio1.0029
Asset Equity Ratio7.6503Cash Equity Ration/a
Quick Ratio0Current Ratio0
Price To Book Value0.3546ROCE0

Vanquis Banking Group PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Prelim2024-04-182024-05-30GBP0.0100
Interim2023-08-102023-09-21GBP0.0500
Prelim2023-04-202023-06-07GBP0.1030
Interim2022-08-112022-09-22GBP0.0500
Prelim2022-04-212022-05-20GBP0.1200

Vanquis Banking Group PLC Company Financials

Assets202420232022
Tangible Assets£23.50 m£31.30 m£40.70 m
Intangible Assets£62.70 m£146.80 m£134.50 m
Investments000
Total Fixed Assets000
Stocks000
Debtors000
Cash & Equivalents000
Other Assets000
Total Assets£3.38 bn£3.19 bn£2.66 bn
Liabilities202420232022
Creditors within 1 year000
Creditors after 1 year000
Other Liabilities000
Total Liabilities£2.93 bn£2.63 bn£2.05 bn
Net assets£441.20 m£569.10 m£614.70 m
Equity202420232022
Called up share capital£53.20 m£53.20 m£52.60 m
Share Premium£276.30 m£276.30 m£273.50 m
Profit / Loss-£136.30 m-£12.00 m£110.10 m
Other Equity£441.20 m£569.10 m£614.70 m
Preference & Minorities000
Total Capital Employed£441.20 m£569.10 m£614.70 m
Ratios202420232022
Debt Ratio£0.50£0.52£0.58
Debt-to-Equity£1.00£1.10£1.41
Assets / Equity7.65037.65037.6503
Cash / Equityn/an/an/a
EPS-£0.47-£0.05£0.33
Cash Flow202420232022
Cash from operating activities£440.20 m£584.70 m-£204.90 m
Cashflow before financing£258.90 m£296.70 m-£217.40 m
Increase in Cash£261.00 m£277.90 m-£250.20 m
Income202420232022
Turnover£458.50 m£488.80 m£480.70 m
Cost of sales000
Gross Profit000
Operating Profit000
Pre-Tax profit-£136.30 m-£12.00 m£110.10 m

Vanquis Banking Group PLC Company Background

SectorFinancial Services
ActivitiesVanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Personal Loans, Second Charge Mortgages, and Vehicle Finance. A majority of its revenue is generated from the Credit Cards segment.
Latest Interim Date1 Aug 2024
Latest Fiscal Year End Date14 Mar 2025

Vanquis Banking Group PLC Directors

AppointedNamePosition
2018-12-12Mr. Robert William AndersonNon-Executive Director
2022-01-13Mr. Robert D EastNon-Executive Director
2018-09-21Mr. Stuart William Sinclair Non-Executive Director,Chairman (Interim)
2013-12-30Mr. John Philip de Blocq van KuffelerNon-Executive Director,Chairman
2006-10-24Mr. Graham F PimlottNon-Executive Director
2007-02-28Mr. Charles Henry Gregson Non-Executive Director,Joint Deputy Chairman
2023-04-12Mr. Andrew Charles FisherExecutive Director,Finance Director
2025-01-29Mr. Paul William HewittNon-Executive Director
2018-02-28Mr. Kenneth John MullenCompany Secretary & General Counsel
2013-02-01Mr. Robert Eric Hough DLNon-Executive Director
2007-02-28Mr. Antony John Hales CBENon-Executive Director
2011-08-09Mr. John Arthur HarnettExecutive Director,Managing Director, International
2000-08-25Mr. John Hunter MaxwellNon-Executive Director
2023-09-29Mr. Malcolm Le MayExecutive Director,Chief Executive Officer
2017-11-24Ms. Manjit WolstenholmeNon-Executive Director,Chairman
2006-10-09Mr. Raymond Reginald MilesNon-Executive Director
2018-02-02Mr. Peter Stuart CrookExecutive Director,Chief Executive Officer
2011-08-09Mr. Robin James AshtonExecutive Director,Chief Executive
2023-09-18Mr. Patrick Joseph Robert Snowball Executive Director,Chairman
2011-08-09Mr. David Richard Swann BA,MBAExecutive Director,md, International Home Credit
2013-09-13Mr. Christopher Donald Gillespie Executive Director,Managing Director, Consumer Credit Div
2020-04-01Mr. Simon George Thomas Executive Director,Chief Financial Officer
2023-08-07Mr. Neeraj KapurExecutive Director,Chief Financial Officer
2024-08-01Ms. Elizabeth G. Chambers Non-Executive Director
2025-03-14Sir Peter Kenneth EstlinNon-Executive Director,Chairman
2019-05-21Mr. John StrawNon-Executive Director
2025-03-14Mr. Oliver Walter LairdNon-Executive Director
2025-03-14Mr. Graham Lindsay Non-Executive Director
2025-03-14Mr. Ian McLaughlinExecutive Director,Chief Executive Officer
2025-04-15Mr. Dave WattsExecutive Director,Chief Financial Officer

Vanquis Banking Group PLC Contact Details

Company NameVanquis Banking Group PLC
AddressNo. 1 Godwin Street, Bradford, BD1 2SU
Telephone+44 1274351351
Websitehttps://www.vanquisbankinggroup.com

Vanquis Banking Group PLC Advisors

SolicitorHerbert Smith Freehills LLP
Phone+44 2073748000
Fax+44 2073740888
AuditorDeloitte LLP
Phone+44 1618323555
Fax+44 1618293800
SolicitorAddleshaw Goddard LLP
SolicitorEversheds Sutherland
Phone+44 2079194500
Fax+44 1132004994
BankBarclays Bank PLC
Financial PR AdviserBrunswick Group LLP
Phone+44 2074045959
Fax+44 2078312823
SolicitorAllen & Overy LLP
Phone+44 2030880000
Fax+44 207339999
RegistrarCapita Asset Services
Phone+44 8716640300
Fax+44 2086392342
StockbrokerJ.P. Morgan Cazenove Ltd
Phone+44 2077424000
Remuneration ConsultantNew Bridge Street
Phone+44 2070868000
Fax+44 2076211511
Financial AdviserJ.P. Morgan Cazenove
Phone+44 2077424000
AuditorDeloitte
Phone(0161) 832 3555
Fax(0161) 829 3800

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