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Lloyds Banking Group PLC Fundamentals

Company NameLloyds Banking Group PLCLast Updated2025-03-21
IndustryBanks - RegionalSectorFinancial Services
Shares in Issue60.392 bnMarket Cap£42.62 bn
PE Ratio11.54Dividend per Share£0.03
Dividend Yield4.05Dividend Cover2.14
EPS£0.06EPS Growth (%)-0.21
PEG2.22DPS Growth (%)0.1508
Debt Ratio0.0976Debt Equity Ratio1.9363
Asset Equity Ratio19.7589Cash Equity Ration/a
Quick Ratio0Current Ratio0
Price To Book Value0.9449ROCE0

Lloyds Banking Group PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Prelim2025-04-102025-05-20GBP0.0211
Interim2024-08-012024-09-10GBP0.0106
Prelim2024-04-112024-05-21GBP0.0184
Interim2023-08-032023-09-12GBP0.0092
Prelim2023-04-132023-05-23GBP0.0160
Interim2022-08-042022-09-12GBP0.0080
Prelim2022-04-072022-05-19GBP0.0133

Lloyds Banking Group PLC Company Financials

Assets202420232022
Tangible Assets£10.12 bn£9.67 bn£8.13 bn
Intangible Assets£8.19 bn£8.31 bn£7.62 bn
Investments000
Total Fixed Assets000
Stocks000
Debtors000
Cash & Equivalents000
Other Assets000
Total Assets£906.70 bn£881.45 bn£873.39 bn
Liabilities202420232022
Creditors within 1 year000
Creditors after 1 year000
Other Liabilities000
Total Liabilities£860.81 bn£834.09 bn£829.48 bn
Net assets£45.89 bn£47.37 bn£43.91 bn
Equity202420232022
Called up share capital£6.06 bn£6.36 bn£6.73 bn
Share Premium£24.47 bn£23.94 bn£23.44 bn
Profit / Loss£5.97 bn£7.50 bn£4.78 bn
Other Equity£45.72 bn£47.16 bn£43.67 bn
Preference & Minorities£172.00 m£201.00 m£244.00 m
Total Capital Employed£45.89 bn£47.37 bn£43.91 bn
Ratios202420232022
Debt Ratio£0.66£0.67£0.68
Debt-to-Equity£1.94£1.99£2.10
Assets / Equity19.758919.758919.7589
Cash / Equityn/an/an/a
EPS£0.07£0.09£0.06
Cash Flow202420232022
Cash from operating activities-£4.39 bn£6.81 bn£22.01 bn
Cashflow before financing-£10.32 bn£3.31 bn£15.40 bn
Increase in Cash-£18.02 bn-£6.99 bn£16.64 bn
Income202420232022
Turnover£18.60 bn£19.20 bn£16.05 bn
Cost of sales000
Gross Profit000
Operating Profit000
Pre-Tax profit£5.97 bn£7.50 bn£4.78 bn

Lloyds Banking Group PLC Company Background

SectorFinancial Services
ActivitiesLloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.
Latest Interim Date25 Jul 2024
Latest Fiscal Year End Date20 Feb 2025

Lloyds Banking Group PLC Directors

AppointedNamePosition
2001-12-14Ms. Dame DeAnne Julius, CBENon-Executive Director
2018-12-27Ms. Deborah D. McwhinneyIndependent Director
2011-08-09Mr. Archibald Gerard KaneExecutive Director
2016-05-12Mr. Dyfrig D. J. John CBEIndependent Director
2012-02-06Mr. George Truett TateExecutive Director,Director, Wholesale and Intl Banking
2011-11-23Mr. Glen Richard MorenoNon-Executive Director,Deputy Chairman
2011-08-09Ms. Helen Alison Weir CBEExecutive Director
2011-08-09Mr. John Eric Daniels Executive Director
2009-01-13Mr. Jan Petrus du PlessisNon-Executive Director
2010-04-16Sir Julian Michael Horn-SmithNon-Executive Director
2013-04-03Mr. Martin A SciclunaNon-Executive Director
2011-08-09Mr. Michael Edward Fairey Executive Director,Deputy Group Chief Executive
2021-06-16Mr. Nicholas Edward Tucker Prettejohn Non-Executive Director,Chairman of Scottish Widows Group
2022-05-12Mr. Stuart William Sinclair Non-Executive Director
2013-04-18Mr. T. Timothy RyanNon-Executive Director
2012-02-10Mr. Timothy James William Tookey Executive Director,Group Finance Director and Interim Group Chief Executive Officer
2010-04-20Dr. Wolfgang Christian George BerndtNon-Executive Director
2025-02-20Mr. Jonathan Scott WhewayNon-Executive Director
2025-02-20Ms. Amanda Felicity Mackenzie OBENon-Executive Director
2025-02-20Ms. Catherine Lucy TurnerNon-Executive Director,Senior Independent Director
2021-05-20Ms. Sara Vivienne Weller CBENon-Executive Director
2017-05-11Mr. Anthony Watson CBENon-Executive Director
2020-12-03Lord Norman Roy BlackwellNon-Executive Director,Chairman
2014-04-03Sir Winfried Franz Wilhelm BischoffNon-Executive Director,Chairman
2009-12-15Lord Alexander Park LeitchNon-Executive Director,Deputy Chairman
2009-05-12Sir Ewan Brown CBENon-Executive Director,Chairman, Lloyds TSB Scotland
2009-12-15Dame Carolyn J McCall DBENon-Executive Director
2020-05-21Dame Anita Margaret Frew DBENon-Executive Director,Deputy Chairman and Senior Independent Director
2014-05-14Mr. David Lawton Roberts, C.B.E.Non-Executive Director,Deputy Chairman
2005-12-31Ms. Angela Ann Knight CBENon-Executive Director
2019-08-01Mr. George Mark CulmerExecutive Director,Chief Financial Officer
2009-06-09Sir David Manning GCMG CVONon-Executive Director
2017-05-11Mr. Nicholas Lawrence LuffIndependent Director
2020-09-30Mr. Simon HenryNon-Executive Director
2025-02-20Ms. Catherine WoodsNon-Executive Director
2024-05-16Mr. Alan DickinsonNon-Executive Director,Deputy Chairman
2009-06-09Sir Maurice Victor Blank IOD,FRSA,CBIM,FRAOGNon-Executive Director,Chairman
2011-08-09Ms. Teresa Arlene DialExecutive Director
2007-03-08Mr. Gavin John Norman Gemmell CBENon-Executive Director
2009-06-09Mr. Philip C GreenDirector
2022-02-24Mr. Antonio Horta-OsorioExecutive Director,Group Chief Executive Officer
2025-02-20Mr. Nathan BostockNon-Executive Director
2015-10-30Dame Carolyn Julie FairbairnNon-Executive Director
2021-02-26Mr. Juan ColombasExecutive Director,Chief Operating Officer
2025-02-20Ms. Sarah Catherine LeggNon-Executive Director
2024-05-16Mr. James Lord Lupton CBENon-Executive Director
2025-03-06Mr. Charlie NunnExecutive Director,Chief Executive Officer
2025-02-20Ms. Kate CheethamCompany Secretary and Chief Legal Officer
2025-03-13Mr. William ChalmersExecutive Director,Chief Financial Officer
2025-02-20Sir Robin Budenberg CBENon-Executive Director,Chairman
2025-02-20Ms. Harmeen MehtaNon-Executive Director

Lloyds Banking Group PLC Contact Details

Company NameLloyds Banking Group PLC
AddressThe Mound, Edinburgh, EH1 1YZ
Telephone+44 2076261500
Websitehttps://www.lloydsbankinggroup.com

Lloyds Banking Group PLC Advisors

Remuneration ConsultantMercer Human Resource Consulting
Phone+44 2076266000
Fax+44 2079297445
StockbrokerBank of America Merrill Lynch
Phone+44 2076281000
SolicitorAllen & Overy LLP
Phone+44 2030880000
RegistrarEquiniti Ltd.
Phone+44 1214157082
Financial AdviserBank of America Merrill Lynch
Phone+44 2079952000
Fax+44 2079954525
BankLloyds Bank PLC
StockbrokerUBS Limited
Phone+44 2075678000
Financial AdviserUBS Limited
Phone+44 2075678000
SolicitorLinklaters
Phone+44 2074562000
Fax+44 2074562222
Financial PR AdviserTulchan Communications LLP
Phone+44 2073534200
Fax+44 2073534201
AuditorPricewaterhouseCoopers LLP
Phone+44 2075835000
Fax+44 2072127500
SolicitorDavis Polk & Wardwell LLP
Phone+1 212 450-4000
Fax+1 212 701-5800
AuditorPricewaterhouseCoopers LLP.