€2.80-0.10 (-3.45%)10 Dec 2025, 10:45
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Permanent TSB Group Holdings PLC Fundamentals
| Company Name | Permanent TSB Group Holdings PLC | Last Updated | 2025-12-10 |
|---|---|---|---|
| Industry | Banks - Regional | Sector | Financial Services |
| Shares in Issue | 544.992 m | Market Cap | €1.53 bn |
| PE Ratio | 22.31 | Dividend per Share | 0 |
| Dividend Yield | 0 | Dividend Cover | 0 |
| EPS | €0.22 | EPS Growth (%) | 1.25 |
| PEG | 0 | DPS Growth (%) | 0 |
| Debt Ratio | 0.0655 | Debt Equity Ratio | 0.7783 |
| Asset Equity Ratio | 11.8737 | Cash Equity Ratio | n/a |
| Quick Ratio | 0 | Current Ratio | 0 |
| Price To Book Value | 0.6257 | ROCE | 0 |
Permanent TSB Group Holdings PLC Dividends
| Type | Ex-Date | Pay Date | Currency | Net Dividend | Year Total |
|---|
Permanent TSB Group Holdings PLC Company Financials
| Assets | 2024 | 2023 | 2022 |
|---|---|---|---|
| Tangible Assets | €183.00 m | €205.00 m | €204.00 m |
| Intangible Assets | €213.00 m | €187.00 m | €160.00 m |
| Investments | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 |
| Stocks | 0 | 0 | 0 |
| Debtors | 0 | 0 | 0 |
| Cash & Equivalents | 0 | 0 | 0 |
| Other Assets | 0 | 0 | 0 |
| Total Assets | €28.93 bn | €27.75 bn | €25.93 bn |
| Liabilities | 2024 | 2023 | 2022 |
|---|---|---|---|
| Creditors within 1 year | 0 | 0 | 0 |
| Creditors after 1 year | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 |
| Total Liabilities | €26.40 bn | €25.34 bn | €23.54 bn |
| Net assets | €2.53 bn | €2.42 bn | €2.40 bn |
| Equity | 2024 | 2023 | 2022 |
|---|---|---|---|
| Called up share capital | €272.00 m | €273.00 m | €273.00 m |
| Share Premium | €804.00 m | €804.00 m | €804.00 m |
| Profit / Loss | €159.00 m | €79.00 m | €267.00 m |
| Other Equity | €2.53 bn | €2.42 bn | €2.40 bn |
| Preference & Minorities | 0 | 0 | 0 |
| Total Capital Employed | €2.53 bn | €2.42 bn | €2.40 bn |
| Ratios | 2024 | 2023 | 2022 |
|---|---|---|---|
| Debt Ratio | €0.44 | €0.43 | €0.28 |
| Debt-to-Equity | €0.80 | €0.75 | €0.40 |
| Assets / Equity | 11.8737 | 11.8737 | 11.8737 |
| Cash / Equity | n/a | n/a | n/a |
| EPS | €0.23 | €0.10 | €0.00 |
| Cash Flow | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash from operating activities | €1.28 bn | €1.77 bn | €3.36 bn |
| Cashflow before financing | €1.22 bn | €1.71 bn | €3.58 bn |
| Increase in Cash | €135.00 m | -€59.00 m | -€2.03 bn |
| Income | 2024 | 2023 | 2022 |
|---|---|---|---|
| Turnover | €672.00 m | €668.00 m | €413.00 m |
| Cost of sales | 0 | 0 | 0 |
| Gross Profit | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 |
| Pre-Tax profit | €159.00 m | €79.00 m | €267.00 m |
Permanent TSB Group Holdings PLC Company Background
| Sector | Financial Services |
|---|---|
| Activities | Permanent TSB Group Holdings PLC is a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. |
| Latest Interim Date | 31 Jul 2025 |
| Latest Fiscal Year End Date | 4 Mar 2025 |
Permanent TSB Group Holdings PLC Directors
| Appointed | Name | Position |
|---|---|---|
| 2010-12-31 | Ms. Danuta Gray | Non-Executive Director |
| 2010-12-31 | Ms. Gillian Bowler | Non-Executive Director,Chairman |
| 2010-12-31 | Mr. Breffni Byrne | Non-Executive Director |
| 2020-07-01 | Mr. Jeremy Masding | Executive Director |
| 2018-05-16 | Ms. Emer Daly | Non-Executive Director |
| 2011-08-18 | Mr. Kevin Patrick Murphy FIA | Executive Director,Group Chief Executive Officer |
| 2010-01-18 | Mr. Eamonn Heffernan FIA | Non-Executive Director |
| 2010-12-31 | Mr. Roy Keenan MSc,BA | Non-Executive Director |
| 2011-08-18 | Mr. David McCarthy CA,BBS | Executive Director,Group Finance Director |
| 2025-11-13 | Ms. Julie O'Neill | Non-Executive Director,Chairman |
| 2023-12-12 | Mr. Ken Slattery | Non-Executive Director |
| 2019-12-17 | Mr. Richard Pike | Non-Executive Director |
| 2025-03-04 | Mr. Ronan O'Neill | Non-Executive Director |
| 2025-11-13 | Mr. Eamonn Crowley | Executive Director,Chief Executive Officer |
| 2024-03-07 | Mr. Robert Elliott | Non-Executive Director,Chairman |
| 2025-11-13 | Mr. Conor Ryan | Company Secretary |
| 2025-11-13 | Ms. Marian Corcoran | Non-Executive Director |
| 2025-11-13 | Mr. Paul Doddrell | Non-Executive Director |
| 2025-11-13 | Ms. Celine Fitzgerald | Non-Executive Director |
| 2025-11-13 | Ms. Anne Bradley | Non-Executive Director |
| 2025-11-13 | Ms. Catherine Moroney | Non-Executive Director |
Permanent TSB Group Holdings PLC Contact Details
| Company Name | Permanent TSB Group Holdings PLC |
|---|---|
| Address | 56 - 59, St. Stephen's Green, Dublin, 2 |
| Telephone | +353 17042678 |
| Website | https://www.permanenttsbgroup.ie |
Permanent TSB Group Holdings PLC Advisors
| Remuneration Consultant | Deloitte LLP |
|---|---|
| Phone | +44 2079363000 |
| Fax | +44 2075831198 |
| Financial PR Adviser | Gordon MRM |
|---|---|
| Phone | +353 16650450 |
| Auditor | PricewaterhouseCoopers LLP |
|---|---|
| Phone | +353 17926000 |
| Fax | +353 17926200 |
| Registrar | Capita Asset Services |
|---|---|
| Phone | +353 12240300 |
| Solicitor | A&L Goodbody |
|---|---|
| Phone | +353 16492000 |
| Fax | +353 16492649 |
| Solicitor | Clifford Chance |
|---|---|
| Phone | +44 2070061000 |
| Fax | +44 2070065555 |
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