Where are markets heading next and what should investors do?
There is an old saying that no-one rings a bell when the market is at the top, but by the same token neither is there a clear-cut signal to buy when markets reach the bottom.Yet after a brutal year for stocks - and a particularly tough third quarter - it is beginning to feel as though the worst of the sell-off is in the rear-view mirror and investors should be looking for bargains.However, if we a