NOTICE OF DEFERRAL OF SERIES 2021-1 SCHEDULED REDEMPTION DATE

£233,346,000 Class A Asset Backed Floating Rate Notes due 2032
(ISIN: XS2274099832)
(Common Code: 227409983)
(the "Class A Notes")

£219,754,000 Class D Asset Backed Floating Rate Notes due 2032
(ISIN: XS2274100861)
(Common Code: 227410086)
(the "Class D Notes" and together with the Class A Notes, the "Notes")

Each originally issued by:

OBAN CARDS 2021-1 PLC
(incorporated under the laws of England and Wales with limited liability under registered number 12757121)
(the "Issuer")

04 April 2025

We refer to the securitisation transaction of the Issuer and the issuance of the Notes described in the prospectus of the Issuer dated 26 January 2021 (the "Prospectus"). Capitalised terms used but not defined in this notice will have the same meaning given to them in the Prospectus.

Pursuant to a Series Extension Notice delivered to the Issuer from Vanquis Bank Limited (as Servicer) in accordance with the Series 2021-1 Supplement, the Series 2021-1 Scheduled Redemption Date in respect of the Notes has been deferred to the Interest Payment Date falling in January 2028.

Potential investors may obtain further information relating to this notice from Oban Cards 2021-1 PLC by email at obancards-uk@cscgfm.com upon provision of identification information acceptable to Oban Cards 2021-1 PLC.

Oban Cards 2021-1 PLC
10th Floor
5 Churchill Place
London E14 5HU

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