Announcement of the Annual General Shareholders' Meeting

of Halyk Bank of Kazakhstan Joint Stock Company

In accordance with Article 35, clause 1 and clause 3(3) of Article 37, and Article 41 of the Law of the Republic of Kazakhstan "On Joint Stock Companies", the Board of Directors of Halyk Bank JSC, as the initiator of convening the meeting, announces that the Annual General Shareholders' Meeting of Halyk Bank JSC will be held on 30 April 2025 by absent voting without holding the in-person General Shareholders' Meeting (the "General Shareholders' Meeting").

The list of shareholders eligible to participate at the General Shareholders' Meeting will be determined based on the shareholder register of Halyk Bank JSC as at 30 March 2025.

Agenda of the General Shareholders' Meeting:

1.    On approval of the agenda of the Annual General Shareholders' Meeting of Halyk Bank JSC.

2.    On approval of Halyk Bank JSC consolidated annual financial statements taking into account the independent auditor's report for 2024.

3.    On approval of the procedure for distribution of Halyk Bank JSC net income for 2024. Adoption of a resolution on dividend payment on Halyk Bank JSC common shares. Approval of the amount of dividend per common share of Halyk Bank JSC.

4.    On consideration of the 2024 Performance Report of Halyk Bank JSC Board of Directors.

5.    On amending the resolution of the Annual General Shareholders' Meeting on item 7 in minutes of the Annual General Shareholders' Meeting of Halyk Bank JSC No.20 dated 19 April 2006.

6.    On informing the shareholders of Halyk Bank JSC on the amount and structure of remuneration for the members of the Board of Directors and Management Board of Halyk Bank JSC.

7.    On consideration of information on shareholders' appeals on actions of Halyk Bank JSC and its officials, and on results of consideration thereof.

8.    On determination of the number of members and the term of powers of the Ballot Committee of Halyk Bank JSC, and election of members thereof.

According to Article 43-6 of the Law of the Republic of Kazakhstan "On Joint Stock Companies", the agenda of the General Shareholders' Meeting cannot be amended and (or) supplemented since resolutions at the General Shareholders' Meeting are passed by absent voting.

The materials on the agenda items of the General Shareholders' Meeting are available for review by shareholders at least thirty calendar days before the date of the General Shareholders' Meeting, at the location of the Management Board of Halyk Bank JSC, and on the corporate Internet resource of Halyk Bank JSC by following links: https://halykbank.kz/about-bank/akcioneram (in Russian); https://halykbank.kz/kz/about-bank/akcioneram (in Kazakh); https://halykbank.kz/en/about-bank/akcioneram; https://halykbank.com/shareholder-information/ (in English). In case of a request for materials on the items of the agenda of the General Shareholders' Meeting from the shareholder of Halyk Bank JSC, they will be sent to the shareholder within three business days from the date of receipt of the request. At the same time, the shareholder bears copy and delivery expenses of the documents.

To learn more about the General Shareholders' Meeting, please call: 8 (727) 259 07 77, 8-8000 8000 59.

Pursuant to Part 2 of Article 45-4 of the Law of the Republic of Kazakhstan "On Joint Stock Companies", if there is no quorum at the General Shareholders' Meeting by absent voting, no adjourned General Shareholders' Meeting shall be held.

The Shareholders of Halyk Bank JSC are invited to participate in the Annual General Shareholders' Meeting of Halyk Bank JSC by absent voting without holding the in-person General Shareholders' Meeting.

Special note to the holders of Global Depositary Receipts (GDRs), with the underlying asset being common shares of the Bank, intending to vote at the General Shareholders' Meeting:

 The procedure for voting of shares represented by GDRs at the General Shareholders' Meeting is detailed in Article 12 of the Terms and Conditions of the GDRs contained in the Prospectus. A copy of the Terms and Conditions of the GDRs is available on the Internet resource of Halyk Bank JSC (https://backend.halykbank.com/sk/document/117/en/Prospectus%202006.pdf), and may be also obtained from The Bank of New York Mellon, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A. (the "Depository").

The Voting Instructions Form will be provided through The Bank of New York (the "Depository") in due course.

For further information, GDR holders may contact:

Depository

Mrs. Mira Daskal

Telephone: +1 212 815 5021

E-mail: mira.daskal@bny.com

The Bank of New York, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A.

JSC Halyk Bank

Ms. Mira Tiyanak

Head of Financial Institutions and International Relations

Telephone: +7 (727) 259 04 30

E-mail: mirak@halykbank.kz

Mr.Rustam Telish

Financial Institutions and International Relations

Telephone: +7 (727) 330 15 66

E-mail: RustamT3@halykbank.kz   

Ms. Nurgul Mukhadi

Financial Institutions and International Relations

Telephone: +7 (727) 330 16 77

E-mail: NyrgylMy@halykbank.kz

Board of Directors

Halyk Bank JSC